QuickBooks® QBO + FedNow®: Instant B2B Payments

Automated Request-for-Payment Batch Processing

Today Payments is an Authorized Reseller of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

QuickBooks® QBO – Automate Real-Time Invoicing with FedNow®

Integrating QuickBooks® with FedNow® allows merchants to automate batch invoice processing and request instant payments from customers. Using ISO 20022 Request-for-Payment messaging, businesses can eliminate manual invoice tracking, ACH delays, and reconciliation errors. This automation improves cash flow, reduces processing costs, and strengthens supplier relationships.

Benefits of QuickBooks® with FedNow®:

  • Automated invoice uploads and instant settlements.
  • ISO 20022 invoicing ensures structured, secure transactions.
  • Batch processing Request-for-Payments for efficiency.
  • Faster payment tracking and improved financial accuracy.

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QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Seamless ISO 20022 Invoicing for Faster Reconciliation

FedNow® Request to Pay & QuickBooks® Online (QBO): Instant Invoicing & Payments

The FedNow® Request to Pay (RTP) feature is transforming how businesses collect payments, especially when integrated with QuickBooks® Online (QBO). Instead of waiting days for ACH transfers or paying high credit card fees, businesses can now request and receive payments instantly—enhancing cash flow and efficiency.

What is FedNow® Request to Pay?

FedNow® is a real-time payment (RTP®) network developed by the Federal Reserve. Its Request to Pay feature allows businesses to send payment requests to customers and receive funds instantly upon approval, eliminating the delays of traditional ACH and credit card transactions.

Benefits of Using FedNow® Request to Pay with QuickBooks® Online (QBO)

1. Real-Time Payments for QuickBooks® Invoices

  • Send invoices via QuickBooks® Online (QBO) and request payment via FedNow® RTP.
  • Customers can pay instantly—no more waiting days for ACH or card payments to process.
  • 24/7/365 availability means payments settle even on weekends and holidays.

2. Lower Transaction Fees vs. Credit Cards

  • Credit card processing fees typically range from 2-3% per transaction.
  • FedNow® RTP offers lower fees and eliminates the risk of chargebacks.
  • More cost-effective for small businesses and freelancers who rely on QuickBooks®.

3. Automated Accounting & Reconciliation

  • Payments made via FedNow® integrate seamlessly with QuickBooks® Online.
  • Transactions are automatically recorded, reducing manual bookkeeping.
  • Businesses can track real-time cash flow, accounts receivable, and financial reports.

4. Improved Cash Flow & Faster Payment Collection

  • No more waiting for ACH transfers or credit card settlements.
  • Funds are available immediately for payroll, expenses, or reinvestment.
  • Businesses can reduce outstanding invoices and improve financial stability.

5. Secure & Direct Payments

  • No intermediaries like banks or credit card processors.
  • Payments go directly from payer to payee, reducing fraud risks.
  • Final, non-reversible transactions, eliminating chargeback concerns.

Who Benefits from FedNow® & QuickBooks® Integration?

  • Small businesses needing instant invoice payments.
  • Freelancers & contractors avoiding credit card fees.
  • B2B service providers reducing outstanding receivables.
  • E-commerce & retail businesses offering real-time checkout.

Final Thoughts: Is FedNow® Request to Pay the Future of QuickBooks® Payments?

For businesses using QuickBooks® Online (QBO), FedNow® Request to Pay is a game-changer—offering instant payments, lower fees, and seamless integration. Whether you're looking to eliminate credit card costs, speed up cash flow, or streamline accounting, FedNow® RTP is the next step in modernizing digital payments.

Upgrade your QuickBooks® payments with FedNow® Request to Pay today!

Request for Payment

Creation Request for Payment Bank File

Enhance Your FedNow Request To Pay using QuickBooks QBO integrating through SecureQBPlugin.com Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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